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Browse our frequently asked questions below. If you have a question that’s not listed, contact us and we’ll be happy to answer you.

About our business

How long have you been in business?

Blue Haven Capital was founded in 2006 and our team has over 40 years of financial market experience. Learn more about the BHC story here.

What services do you offer?

We manage money for people who don’t want to do it themselves. Our primary services are investment management and retirement planning. Learn more about what we offer here.

Are services provided a la carte?

We don’t charge for a la carte services. If a client engages us as their investment manager then they have access to our full suite of financial services.

What type of clients do you have?

We work with a very wide range of clients, including but not limited to: retirees, soon to be retired, families, young professionals, non-profits, corporations, widows, divorcees, veterans, government employees, and more.

Do you have an investment minimum?

No. The size of someone’s account is not a screening tool. We do business anytime there is a good fit, and a desire to work together on both sides.

How is Blue Haven Capital compensated?

We charge a small management fee based on the percentage of assets under management. This is the only fee we charge. Understand our compensation better here.

What types of accounts do you manage?

We manage all individual and joint accounts, IRAs, small business retirement accounts, 501c3 accounts, trusts, and more.

Can fees be negotiated?

Yes, please contact us to discuss further.

What if I already have a financial advisor?

We’re not in the business of telling potential clients to stop working with someone. We encourage you to be mindful of your current advisor’s fees, strategy, and offerings. Make sure they are competitive with the rest of the industry. Many people in today’s day and age rely on more than one person when it comes to their financial dealings.

Can you give me real estate advice or investment opportunities?

Yes, we are very in tune with real estate trends both locally and nationally. We also have a number of different ways to gain investment exposure to real estate. If you’re in the market for a new home, we know some of the best brokers available.

Can you help me with my taxes?

We can provide general tax advice and analysis. However, we are not registered accountants and cannot prepare tax returns, but we have a number of referrals for people we work with.

What are your business hours?

Our business hours are when you need us. We don’t adhere to the corporate lifestyle of 9-5. We’re available for clients at 7 in the morning or 7 in the evening.

What is a fiduciary?

A Fiduciary is someone given the power to act on behalf of someone else, so long as they put that person’s best interests first. Understand fiduciary better with this article.

Do you charge for meetings?

No, we never charge anything for meetings.

Working with us

Where do you custody client assets?

All clients assets are custodied at Charles Schwab & Co (Schwab). We then manage these client assets through the Schwab portal. Learn more about how we use Schwab here.

How are you able to invest for me?

We’ll help you open the account at Schwab and grant us permission to invest your assets for you.

Can I track what you’re doing?

Yes. You will have your own login to Schwab just like you do with your bank account. You can track all of your investments and account performance.

Can you manage my money for me if it’s not at Schwab?

Unfortunately, no. The only way we can manage your investments is if they are held at Schwab. This is for regulatory reasons. We have to pick one custodian to custody assets at, and we chose Schwab.

If I move money to you guys, what happens to my other accounts?

That’s up to you. Some people choose to move all accounts over to us and close their other brokerage accounts. Or you could start with a smaller amount to get comfortable with our approach and make sure it’s a good long-term fit first.

What if I no longer want you to manage my investments?

You can remove our permissions on your account at any time, at no cost. The account would stay open at Schwab until you closed it, but we wouldn’t have any access to it.

Why does Schwab have my money, and not you?

For security reasons, it’s safer to keep your money with Schwab in your own name than it is to keep it directly with us. Remember, we don’t have your money when it’s at Schwab, we simply have permissions to be able to manage it appropriately.

How long does it take to set up an account if I invest with you?

The process usually takes 3-7 days business days but can take longer or shorter depending on each individual situation.

What if I just need advice, not investment management?

You should let us know what you need, and we’ll see if we can help. You can fill out a contact form here .

I’m not used to handling family finances, can you help me?

Yes, absolutely. Anytime someone who’s not used to handling the family finances is forced to start doing so, it’s a big change. We have a lot of experience helping in these situations.

How often do you meet with clients?

This can vary depending on the needs of each individual client. Some clients prefer to meet monthly or quarterly, whereas others only want to meet once per year. In today’s day and age, more and more clients are choosing to communicate via email or phone.

Do you have any referrals?

Yes, referrals are available upon request. You can also read reviews from current clients here .

Do you have an investment minimum?

No. The size of someone’s account is not a screening tool. We do business anytime there is a good fit, and a desire to work together on both sides.