Tax Planning
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Your 401(k) Deferral Is Still Set Where You Left It in January
Just here to check your pace? Jump straight to the calculator — it takes four numbers off your last paystub. As the end of the year...
Done with Your Taxes? Check These Key Line Items
If you’ve finalized your tax return, a few key line items can provide valuable insight into what’s driving your results—and where adjustments could improve your outcome...
Tax loss harvesting opportunities in Crypto
Few areas of the market have fallen as sharply as cryptocurrencies. Bitcoin, the largest and most widely followed digital asset, is down roughly 45% from its...
Early-Year financial planning checklist
The start of a new year is a good time to reset and make sure key planning items are on track. A few small adjustments made...
Year-end planning recap
In our year-end meetings, a number of valuable planning opportunities have surfaced. We’re sharing a few of them here so you can see how similar strategies...
The case for tax gain harvesting
With markets climbing for most of the year, we haven’t had many chances to tax-loss harvest in 2025. That’s good news for your portfolio value—but it...
HSA Accounts: Triple Tax Exemption
HSA accounts are one of the last bastions of 1) truly tax deductible contributions, 2) tax exempt withdrawals all while paired with 3) tax free growth....
Tax-Gain Harvesting: Locking In Gains When Your Tax Rate Is Low
Most investors know about tax-loss harvesting. Fewer use its underappreciated cousin: tax-gain harvesting—intentionally realizing long-term capital gains in years when your effective tax rate is lower...
Get Ahead on Tax Planning — Let Us Help You Find the Right CPA
As 2025 winds down, it’s the perfect time to think ahead about tax season. One of the best steps you can take now is to line...
Double check your withholdings in light of new tax bill
The recently passed tax law has raised the State and Local Tax (SALT) deduction limit to $40,000 for households earning under $500,000. This change could open...
A Higher SALT Cap Could Be a Game Changer for Homeowners in High-Tax States
One of the most significant—and politically charged—provisions in the original 2017 Tax Cuts and Jobs Act (TCJA) was the cap placed on the State and Local...
Tricks are for kids: tax tips for helping you and your child
Did you know there are easy ways you can lower your tax bill each year while also setting your children (or grandchildren) up for financial success?...
Why Roth Conversions Make More Sense When the Market Is Down
Market volatility can be unsettling, but for savvy investors, it may open up unique planning opportunities—especially when it comes to Roth IRA conversions. When asset values...
Taking advantage of a downturn
The stock market's recent downturn has impacted just about everyone. This is a critical time to be able to think clearly about your investments. Specifically, what...
Final Tax Tips Before the Filing Deadline
As the April 15 tax deadline approaches, here are some important last-minute tax considerations to keep in mind: Schwab Tax Forms Now Available If you took...