Financial Planning
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Taking advantage of a downturn
The stock market's recent downturn has impacted just about everyone. This is a critical time to be able to think clearly about your investments. Specifically, what...
Tax Filing Requirements for Non-Deductible IRA Contributions
When contributing to an Individual Retirement Account (IRA), not all contributions are tax-deductible. If you have made non-deductible IRA contributions, it’s essential to understand how to...
What type of IRA should I contribute to?
When planning for retirement, Individual Retirement Accounts (IRAs) offer a range of options to help you grow your savings while enjoying tax advantages. Understanding the different...
Replacement spending vs excess savings?
One of the best feelings financially is when you finish paying off a debt. Whether it's a car loan, mortgage, or student loans, these large monthly...
Housing conversations
Lately we've been having a lot of conversations with clients related to the housing market. Here are some of the recent talking points: why you want...
2022 year-end checklist
The year is coming to a close so now is the time to make sure you've completed any key items for 2022. We've compiled a year-end...
FTX blow up: lessons for employees of publicly traded companies and startups
The recent blow up at the crypto firm FTX provides an important lesson for employees of publicly traded companies or start-ups: you have to deleverage from...
The tax loss harvesting difference: the value of losses
Updated September 10, 2026. The mechanics of tax-loss harvesting have not changed since this was first published; the worked example below still runs 2022–2024 so the...
Should you take your RMD now?
Most retirees wait until the end of the year before taking their required minimum distributions, or RMD, from their IRA account. If you haven't taken yours...
Going through a Roth IRA conversion
Last month we shared four smart planning moves investors should consider right now. One of them, Roth IRA conversions, drew a lot of interest. So we...
The challenge facing disciplined investors right now
The books will close on 2021 in just a few days, and the headlines will show that it was a solid year for the stock market....
Small business retirement plans: SEP IRA vs solo 401K
As the end of the tax year approaches, we've had an increase in the number of business owners inquiring about small business retirement plans. Let's take...
Estate Planning and Wealth Transfer in 2020
Wealth Transfer in 2020 The SECURE Act of 2020 has changed the rules regarding wealth transfer and wealthier families need to examine those rules and most...
Tax-loss harvesting: now’s the time to do it
With the stock market down about 25% from its high, it's an ideal time to execute some tax-loss harvesting strategies. Tax-loss harvesting is the practice of...
Why Women Are Better Investors
2019 was a banner year for stock pickers as there were plenty of hot stocks that propelled the market higher. Some of the big headliners were...