Education
Everything we have published, newest first. Filter by topic below, or return to Insights.
Showing 1–8 of 8
Why We Don’t Try to Beat the Market
Most active managers underperform, and the critics of that finding have a point. The reason we index is simpler than either number: the winners do not...
What Does a Financial Advisor Actually Cost?
Most advisors charge about 1% a year, but the headline percentage is rarely the whole cost. Every fee model, what each one runs, and the costs...
Early-Year financial planning checklist
The start of a new year is a good time to reset and make sure key planning items are on track. A few small adjustments made...
Housing conversations
Lately we've been having a lot of conversations with clients related to the housing market. Here are some of the recent talking points: why you want...
When finding the next “50X” goes wrong
We recently stumbled across a viral stock market related tweet from 2021 that asked, “What company is worth less than $10 billion today but you think...
The tax loss harvesting difference: the value of losses
Updated September 10, 2026. The mechanics of tax-loss harvesting have not changed since this was first published; the worked example below still runs 2022–2024 so the...
How will the fed’s move impact mortgage rates?
We have a number of millennial clients looking to purchase homes for the first time this Spring. A popular question among them has been what type...
Taking advantage of the kiddie tax in custodial accounts
Last month, we introduced the case for custodial accounts with the Kiddie Tax being a key component of our argument. The Kiddie Tax says that a...