All articles
Everything we have published, newest first. Filter by topic below, or return to Insights.
Showing 31–45 of 272
HSA Accounts: Triple Tax Exemption
HSA accounts are one of the last bastions of 1) truly tax deductible contributions, 2) tax exempt withdrawals all while paired with 3) tax free growth....
Why Create an Irrevocable Gift Trust?
At a certain point in their lives, many of our clients decide to gift money to their children. As many of us know, when you gift...
An update on my own spending habits
Earlier this year, I wrote about the concept of replacement spending versus excess savings — the decision we all face when a major expense drops off...
Tax-Gain Harvesting: Locking In Gains When Your Tax Rate Is Low
Most investors know about tax-loss harvesting. Fewer use its underappreciated cousin: tax-gain harvesting—intentionally realizing long-term capital gains in years when your effective tax rate is lower...
Bubbles in the market or a market in a bubble?
The market is not in a bubble, but there are certainly bubbles within the market. A “bubble” occurs when speculation drives prices far beyond what fundamentals...
Get Ahead on Tax Planning — Let Us Help You Find the Right CPA
As 2025 winds down, it’s the perfect time to think ahead about tax season. One of the best steps you can take now is to line...
What do 3-year win streaks tell us?
The stock market is on pace for its 3rd straight winning year. With one quarter left in 2025, the question is whether 2026 can extend the...
Double check your withholdings in light of new tax bill
The recently passed tax law has raised the State and Local Tax (SALT) deduction limit to $40,000 for households earning under $500,000. This change could open...
2025 is turning into a really solid year
2025 is turning out to be a solid year for stock market investors. Despite all of the headlines and volatility that took place in the first...
Using retirement income to qualify for a mortgage
We had an interesting and educational experience helping a client buy a new home recently. The client is over age 50 and has assets in the...
Do tariffs even matter?
The market doesn't care about tariffs anymore. That's the message being sent from stock markets that are now trading at record highs. Tariffs have not gone...
Tips for negotiating a deal on Airbnb
Who doesn't love a nice vacation in the summer? If you're like me, you probably scour Airbnb listings just as much as hotels when it comes...
A Higher SALT Cap Could Be a Game Changer for Homeowners in High-Tax States
One of the most significant—and politically charged—provisions in the original 2017 Tax Cuts and Jobs Act (TCJA) was the cap placed on the State and Local...
Tricks are for kids: tax tips for helping you and your child
Did you know there are easy ways you can lower your tax bill each year while also setting your children (or grandchildren) up for financial success?...
Markets remain steady
Stock and bond markets have remained steady and the wild swings that marked April have subsided. The stock market rally in May bodes well for the...